CHOATE, CHRISTINE LYNN
Alternate Names: "AUSTIN HOME SEEKER", "ALESII, ANDY", "MOXIE REALTY GROUP", "THE MARTINEZ TEAM", "AUSTIN HOME SEEKERS", "HORIZON MANAGEMENT COMPANY"
Broker, License #431559
Delegated Supervisor
No
License Status
Active
Expiration Date
05/31/2025
County
TRAVIS
DBAs
"HORIZON REALTY", "KEN STAHL REAL ESTATE MARKETING & SALES"
Teams
"CUERNAVACA REALTY GROUP", "JUAREZ REALTY GROUP", "TITAN REA ESTATE TEAM", "THE WILMOTH GROUP"
Designated Broker For
Name (License Type)
ANGIE JONES INC (Corporate Broker)
Effective Date
11/05/2014
License #
9003693
License Status
Expired
Expiration Date
11/30/2022
80 Sales Agents Sponsored
Name
Sponsor Date
06/03/2019
License #
721718
License Status
Active
Expiration Date
05/31/2025
Sponsor Date
12/08/2023
License #
517773
License Status
Active
Expiration Date
06/30/2025
Sponsor Date
01/27/2021
License #
753164
License Status
Active
Expiration Date
01/31/2025
Sponsor Date
12/11/2015
License #
510670
License Status
Active
Expiration Date
12/31/2025
Sponsor Date
License #
489101
License Status
Active
Expiration Date
10/31/2025
Name
Sponsor Date
09/24/2012
License #
452613
License Status
Active
Expiration Date
12/31/2024
Name
Sponsor Date
03/07/2018
License #
591419
License Status
Active
Expiration Date
11/30/2025
Name
Sponsor Date
02/23/2024
License #
681550
License Status
Active
Expiration Date
11/30/2026
Name
Sponsor Date
06/25/2018
License #
706341
License Status
Active
Expiration Date
06/30/2026
Name
Sponsor Date
09/28/2011
License #
560774
License Status
Active
Expiration Date
09/30/2026
Name
Sponsor Date
License #
512501
License Status
Active
Expiration Date
10/31/2026
Sponsor Date
06/05/2012
License #
431578
License Status
Active
Expiration Date
11/30/2026
Sponsor Date
License #
485585
License Status
Active
Expiration Date
07/31/2026
Name
Sponsor Date
License #
464327
License Status
Expired
Expiration Date
09/30/2021
Name
Sponsor Date
08/17/2017
License #
515891
License Status
Active
Expiration Date
12/31/2025
Sponsor Date
01/09/2014
License #
636616
License Status
Expired
Expiration Date
12/31/2021
Name
Sponsor Date
08/20/2018
License #
464209
License Status
Active
Expiration Date
08/31/2026
Name
Sponsor Date
01/27/2021
License #
667167
License Status
Active
Expiration Date
01/31/2026
Sponsor Date
07/15/2019
License #
683592
License Status
Active
Expiration Date
01/31/2025
Sponsor Date
03/15/2024
License #
758514
License Status
Active
Expiration Date
04/30/2025
Name
Sponsor Date
05/01/2012
License #
620234
License Status
Active
Expiration Date
05/31/2025
Name
Sponsor Date
11/07/2024
License #
793172
License Status
Active
Expiration Date
09/30/2026
Sponsor Date
08/09/2024
License #
767221
License Status
Active
Expiration Date
08/31/2025
Name
Sponsor Date
04/11/2024
License #
522533
License Status
Active
Expiration Date
03/31/2026
Name
Sponsor Date
07/30/2024
License #
826768
License Status
Active
Expiration Date
07/31/2026
Name
Sponsor Date
03/13/2024
License #
684092
License Status
Active
Expiration Date
02/28/2025
Name
Sponsor Date
08/31/2018
License #
709657
License Status
Active
Expiration Date
08/31/2026
Name
Sponsor Date
08/16/2021
License #
688455
License Status
Active
Expiration Date
05/31/2025
Name
Sponsor Date
02/22/2016
License #
650271
License Status
Active
Expiration Date
01/31/2025
Sponsor Date
07/17/2013
License #
620402
License Status
Active
Expiration Date
06/30/2025
Sponsor Date
02/26/2019
License #
621058
License Status
Active
Expiration Date
07/31/2025
Sponsor Date
04/07/2014
License #
577608
License Status
Active
Expiration Date
08/31/2025
Sponsor Date
License #
482406
License Status
Active
Expiration Date
01/31/2025
Name
Sponsor Date
01/29/2024
License #
696174
License Status
Active
Expiration Date
10/31/2025
Sponsor Date
06/10/2024
License #
802015
License Status
Active
Expiration Date
03/31/2025
Name
Sponsor Date
05/07/2024
License #
743661
License Status
Active
Expiration Date
09/30/2026
Name
Sponsor Date
03/07/2024
License #
515236
License Status
Active
Expiration Date
12/31/2025
Sponsor Date
10/03/2012
License #
483619
License Status
Active
Expiration Date
05/31/2025
Name
Sponsor Date
10/19/2023
License #
813855
License Status
Active
Expiration Date
10/31/2025
Sponsor Date
05/05/2023
License #
665077
License Status
Active
Expiration Date
12/31/2025
Sponsor Date
07/05/2023
License #
706854
License Status
Active
Expiration Date
06/30/2026
Sponsor Date
01/05/2015
License #
333186
License Status
Active
Expiration Date
12/31/2024
Sponsor Date
10/09/2019
License #
728766
License Status
Active
Expiration Date
10/31/2025
Name
Sponsor Date
10/29/2013
License #
634760
License Status
Active
Expiration Date
10/31/2025
Name
Sponsor Date
04/01/2020
License #
735595
License Status
Active
Expiration Date
03/31/2026
Name
Sponsor Date
02/03/2015
License #
624275
License Status
Active
Expiration Date
11/30/2026
Name
Sponsor Date
08/15/2019
License #
539733
License Status
Active
Expiration Date
07/31/2025
Name
Sponsor Date
07/25/2011
License #
490190
License Status
Active
Expiration Date
02/28/2026
Name
Sponsor Date
10/19/2017
License #
641385
License Status
Active
Expiration Date
05/31/2026
Sponsor Date
04/23/2012
License #
503023
License Status
Active
Expiration Date
01/31/2026
Sponsor Date
License #
436641
License Status
Active
Expiration Date
07/31/2026
Sponsor Date
01/18/2017
License #
459023
License Status
Active
Expiration Date
01/31/2025
Name
Sponsor Date
08/06/2018
License #
412511
License Status
Active
Expiration Date
02/28/2026
Sponsor Date
01/11/2021
License #
722626
License Status
Active
Expiration Date
06/30/2025
Name
Sponsor Date
07/29/2024
License #
794824
License Status
Active
Expiration Date
10/31/2026
Name
Sponsor Date
04/12/2019
License #
545609
License Status
Expired
Expiration Date
11/30/2020
Name
Sponsor Date
03/02/2020
License #
482023
License Status
Active
Expiration Date
01/31/2026
Sponsor Date
12/20/2021
License #
690612
License Status
Active
Expiration Date
01/31/2025
Name
Sponsor Date
09/26/2023
License #
715576
License Status
Active
Expiration Date
01/31/2027
Name
Sponsor Date
11/22/2024
License #
647965
License Status
Active
Expiration Date
10/31/2026
Name
Sponsor Date
02/08/2018
License #
550666
License Status
Active
Expiration Date
05/31/2026
Sponsor Date
08/01/2024
License #
812832
License Status
Active
Expiration Date
09/30/2025
Sponsor Date
License #
338178
License Status
Active
Expiration Date
09/30/2026
Sponsor Date
05/07/2018
License #
295027
License Status
Active
Expiration Date
08/31/2026
Name
Sponsor Date
07/17/2024
License #
677162
License Status
Active
Expiration Date
08/31/2026
Sponsor Date
03/15/2024
License #
792504
License Status
Active
Expiration Date
09/30/2026
Name
Sponsor Date
03/28/2024
License #
821406
License Status
Active
Expiration Date
03/31/2026
Name
Sponsor Date
01/29/2024
License #
696173
License Status
Active
Expiration Date
10/31/2025
Name
Sponsor Date
04/19/2019
License #
427068
License Status
Active
Expiration Date
04/30/2025
Name
Sponsor Date
01/30/2024
License #
617564
License Status
Active
Expiration Date
01/31/2025
Sponsor Date
10/28/2021
License #
655314
License Status
Active
Expiration Date
05/31/2025
Name
Sponsor Date
12/29/2023
License #
707315
License Status
Active
Expiration Date
07/31/2026
Name
Sponsor Date
09/17/2024
License #
828680
License Status
Active
Expiration Date
09/30/2026
Sponsor Date
02/02/2024
License #
772444
License Status
Active
Expiration Date
10/31/2025
Name
Sponsor Date
License #
492902
License Status
Active
Expiration Date
01/31/2026
Name
Sponsor Date
01/22/2019
License #
715469
License Status
Active
Expiration Date
12/31/2024
Name
Sponsor Date
12/15/2011
License #
527246
License Status
Active
Expiration Date
11/30/2026
Sponsor Date
02/06/2018
License #
700456
License Status
Active
Expiration Date
02/28/2026
Sponsor Date
11/27/2013
License #
496786
License Status
Active
Expiration Date
11/30/2025
This license holder may be subject to Continuing Education (CE) Requirements, which require completion of 18 hours of CE courses per license period, including the 4-hr TREC Legal Update I and the 4-hr TREC Legal Update II courses, 3-hr contract-related coursework and, if applicable, the 6-hr TREC Broker Responsibility course. Courses cannot be duplicated within the term of a renewal period. See TREC Rule §535.92.
Real Estate Education History
| Course Date | Course Number | Course Name | Subject | Provider Name | Hours |
|---|---|---|---|---|---|
| 09/19/24 | 45061 | Code of Ethics Powered By ABoR | RE CE Elective | Austin Board of Realtors | 3 |
| 07/15/24 | 48184 | Avoiding Contract Pitfalls | Contracts | Texas REALTORS | 2 |
| 07/12/23 | 46086 | Create With Canva | RE CE Elective | Title Resources Guaranty Company | 1 |
| 07/12/23 | 43579 | Video and You | RE CE Elective | Title Resources Guaranty Company | 1 |
| 12/01/22 | 39962 | Broker Responsibility Course (2021-2022) | Broker Responsibility | Austin Board of Realtors | 6 |
| 11/14/22 | 42040 | Legal Update II (2022-2023) | Legal Update II | Champions School of Real Estate, LTD | 4 |
| 09/15/22 | 42255 | How to Succesfully Negotiate with a New Home Builder | RE CE Elective | HomesUSA.com, Inc. | 2 |
| 08/30/22 | 32213 | Real Estate Negotiation Expert | RE CE Elective | Champions School of Real Estate, LTD | 15 |
| 08/30/22 | 41960 | REI 7-6 and Inspection Standards Update for Agents | RE CE Elective | 1GreatCE.com | 1 |
| 07/20/22 | 39598 | 1031 Like-Kind Exchanges | RE CE Elective | EducateRE | 1 |
| 04/08/22 | 42039 | Legal Update I (2022-2023) | Legal Update I | Title Resources Guaranty Company | 4 |
| 03/09/22 | 41844 | Perfecting Your Online Presence | RE CE Elective | Independence Title | 1 |
| 02/23/22 | 42711 | Creating a CMA: the how-to of the Comparative Market Analysis | RE CE Elective | Independence Title | 1 |
| 08/04/21 | 39087 | Contract Compliance Review and Related Policies for Brokers | Contracts | 2 Old Chicks on Real Estate | 4 |
| 04/19/21 | 40870 | TREC Contract Review | Contracts | Texas Real Estate Educational Systems | 4 |
| 06/15/20 | 34720 | The NAR Code of Ethics | RE CE Elective | Texas REALTORS | 3 |
| 06/10/20 | 33262 | Be the Neighborhood Expert: A Video Course with Jason Edwards | RE CE Elective | AceableAgent | 3 |
| 05/18/20 | 37797 | Legal Update II (2020-2021) | Legal Update II | Austin Board of Realtors | 4 |
| 05/18/20 | 37796 | Legal Update I (2020-2021) | Legal Update I | Austin Board of Realtors | 4 |
| 04/27/20 | 34899 | Mortgage 101 | RE CE Elective | Austin Board of Realtors | 3 |
| 04/23/20 | 34900 | Success Faster:Effectively Launch Your Real Estate Career | RE CE Elective | Austin Board of Realtors | 3 |
| 04/16/20 | 38997 | Real Estate Graphic Design with Canva | RE CE Elective | Independence Title | 1 |
| 04/15/20 | 35367 | Broker Responsibility Course (2019-2020) | Broker Responsibility | Austin Board of Realtors | 6 |
| 02/05/20 | 36681 | The Power of Strategy | RE CE Elective | Asset Preservation, Inc. | 1 |
| 07/25/19 | 36436 | Introduction to Divorce Real Estate | RE CE Elective | MyCE Academy | 3 |
| 06/04/19 | 35036 | Building Your Real Estate Business Through Technology and Beyond | RE CE Elective | Chicago Title DFW | 2 |
| 04/24/19 | 35367 | Broker Responsibility Course (2019-2020) | Broker Responsibility | First American Title Guaranty Company | 6 |
| 03/27/19 | 36581 | Commercial Real Estate Economic Update | RE CE Elective | Central Texas Commercial Association of Realtors (CTCAR) | 1 |
| 10/12/18 | 34562 | Pricing Unique Properties | RE CE Elective | Texas REALTORS | 3 |
| 07/19/18 | 33842 | Transaction Desk Summary | RE CE Elective | Austin Board of Realtors | 2 |
| 07/18/18 | 33233 | Advanced Realtor Property Resource | RE CE Elective | Texas REALTORS | 2 |
| 02/07/18 | 31894 | Mortgage & Real Estate Taxation | RE CE Elective | CMPS Institute, LLC | 3 |
| 10/17/17 | 32790 | FAQ's of Homeowners Insurance from a Realtor's Perspective | RE CE Elective | Iscential Inc | 2 |
| 10/10/17 | 29623 | Legal Update II | Legal Update II | Austin Board of Realtors | 4 |
| 10/10/17 | 29622 | Legal Update I | Legal Update I | Austin Board of Realtors | 4 |
| 09/27/17 | 32121 | Digital Video as a Marketing Tool | RE CE Elective | Chicago Title DFW | 2 |
| 02/27/17 | 29623 | Legal Update II | Legal Update II | Austin Board of Realtors | 4 |
| 02/27/17 | 29622 | Legal Update I | Legal Update I | Austin Board of Realtors | 4 |
| 10/26/16 | 29418 | Increase Your Transactions! - New Texas HECM Purchase Program | RE CE Elective | Chris Valdez | 2 |
| 09/19/16 | 28012 | Achievement Now! Success Characteristics | RE CE Elective | Texas REALTORS | 4 |
| 09/19/16 | 29049 | Memory Power | RE CE Elective | Texas REALTORS | 2 |
| 06/20/16 | 30874 | Veteran Home Loan Assistance | RE CE Elective | Texas REALTORS | 2 |
| 04/27/16 | 28918 | Matrix Analytics and Reporting | RE CE Elective | Austin Board of Realtors | 2 |
| 04/21/16 | 29062 | FAQ's of Homeowners Insurance From a Realtor's Perspective | RE CE Elective | Iscential Inc | 2 |
| 03/17/16 | 29749 | Guerilla Marketing for Real Estate Pros | RE CE Elective | MortgageIQ | 3 |
| 01/19/16 | 29945 | TREC Update | RE CE Elective | Champions School of Real Estate, LTD | 1 |
| 10/13/15 | 27765 | Broker Responsibility Course | Broker Responsibility | Austin Board of Realtors | 6 |
| 09/21/15 | 28212 | Professional Standards for REALTORS | RE CE Elective | Austin Board of Realtors | 3 |
| 08/19/15 | 25838 | ADVANCED REALTORS PROPERTY RESOURCE | RE CE Elective | Texas REALTORS | 2 |
| 03/18/15 | 28405 | Oil, Gas and other Minerals | RE CE Elective | Texas REALTORS | 2 |
| 03/16/15 | 27476 | MEDIATE, ARBITRATE, LITIGATE | RE CE Elective | Austin Board of Realtors | 4 |
| 02/27/15 | 26393 | TREC Ethics MCE | Legal Update II | Austin Board of Realtors | 3 |
| 02/24/15 | 26392 | TREC Legal Update MCE | Legal Update I | Austin Board of Realtors | 3 |
| 02/23/15 | 26592 | Know Your Code: Articles 2 & 3 | RE CE Elective | Texas REALTORS | 1 |
| 02/11/15 | 27765 | Broker Responsibility Course | Broker Responsibility | Austin Board of Realtors | 6 |
| 08/15/13 | 24483 | HOTTEST OF THE NEW TECH | RE CE Elective | Champions School of Real Estate, LTD | 3 |
| 08/30/12 | 24214 | BROKER RESPONSIBILITY COURSE | Broker Responsibility | Austin Board of Realtors | 6 |
| 05/04/12 | 24008 | CRS 201 LISTING STRATEGIES FOR THE RESIDENTIAL SPECIALIST | RE CE Elective | Austin Board of Realtors | 15 |
| 01/21/12 | 19517 | WHAT'S NEW & HOW DO I USE IT | RE CE Elective | Austin Board of Realtors | 3 |
| 10/12/11 | 22394 | Legislature, Law, and REALTORS - Understanding the role REALTORS | RE CE Elective | Texas REALTORS | 3 |
| 06/16/11 | 18649 | TREC LEGAL UPDATE MCE (L) | Legal Update I | Champions School of Real Estate, LTD | 3 |
| 06/16/11 | 18650 | TREC ETHICS MCE (E) | Legal Update II | Champions School of Real Estate, LTD | 3 |
| 06/15/11 | 19237 | INSIDER'S GUIDE TO COMMERCIAL REAL ESTATE | RE CE Elective | Champions School of Real Estate, LTD | 9 |
| 01/18/11 | 19395 | TEXAS PROMULGATED CONTRACT FORMS | RE CE Elective | Austin Board of Realtors | 8 |
| 10/06/10 | 19459 | VA HOME LOANS | RE CE Elective | Texas REALTORS | 1 |
| 09/08/10 | 18650 | TREC ETHICS MCE (E) | Legal Update II | Austin Board of Realtors | 3 |
| 09/08/10 | 18649 | TREC LEGAL UPDATE MCE (L) | Legal Update I | Austin Board of Realtors | 3 |
| 06/30/10 | 19225 | CMA/ADJUSTMENTS AND THEORY | RE CE Elective | Texas REALTORS | 2 |
| 02/26/10 | 18808 | "REAL-TIME" VALUATION VS. FAS 157 FAIR VALUE | RE CE Elective | JOHN H MCCROCKLIN COMPANY INC | 6 |
| 12/16/09 | 18425 | ZIPFORM ELITE | RE CE Elective | Texas REALTORS | 3 |
| 12/02/09 | 18635 | NEW YEAR NEW HUD | RE CE Elective | Independence Title | 2 |
| 10/20/09 | 18492 | CREATE YOUR LISTING PRESENTATION IN MS POWERPOINT | RE CE Elective | Chicago Title DFW | 3 |
| 07/30/09 | 17715 | INSIDERS GUIDE TO CREDIT SCORING & RENOVATION | RE CE Elective | MortgageIQ | 3 |
| 06/11/09 | 16876 | HOW TO READ A SURVEY | RE CE Elective | Dewey H Burris & Associates, Inc, | 2 |
| 06/03/09 | 17126 | PURPOSED PERFORMANCE - TIME OUT! | RE CE Elective | The Tappe Group, LC | 3 |
| 03/18/09 | 17725 | GREEN REAL ESTATE FOR AUSTIN AGENTS | RE CE Elective | Austin Board of Realtors | 8 |
| 02/04/09 | 17465 | INTRODUCTION TO LEAD GENERATION THRU YOUR WEBSITE | RE CE Elective | AUSTIN TITLE COMPANY | 3 |
| 01/24/08 | 16497 | TREC ETHICS MCE (E) | Legal Update II | AUSTIN TITLE COMPANY | 3 |
| 01/09/08 | 16333 | MLXCHANGE ADVANCED | RE CE Elective | Independence Title | 2 |
| 12/05/07 | 13837 | TREC LEGAL UPDATE MCE (L) | Legal Update I | Austin Board of Realtors | 3 |
| 10/25/07 | 15681 | PURPOSED MASTERMIND SERIES | RE CE Elective | The Tappe Group, LC | 9 |
| 08/14/07 | 16028 | MLXCHANGE INTRO | RE CE Elective | Austin Board of Realtors | 2 |
| 07/24/07 | 15082 | 1031 LIKE-KIND EXCHANGE BASICS | RE CE Elective | SUMMIT 1031 EXCHANGE, INC | 2 |
| 05/31/07 | 15044 | BUYING REAL ESTATE IN AN IRA AND SELLING WITH A PRIVATE ANNUITY | RE CE Elective | ASSET EXCHANGE STRATEGIES, LLC | 5 |
| 05/15/07 | 13836 | TREC ETHICS MCE (E) | Legal Update II | AUSTIN TITLE COMPANY | 3 |
| 05/14/07 | 13837 | TREC LEGAL UPDATE MCE (L) | Legal Update I | AUSTIN TITLE COMPANY | 3 |
| 01/23/07 | 15267 | TEXAS TAX TALK | RE CE Elective | Independence Title | 3 |
| 01/10/07 | 18700 | STATE BAR COURSE | RE CE Elective | 1 | |
| 10/24/06 | 13772 | OPPORTUNITIES AND ADVANTAGES OF RESIDENTIAL SERVICE CONTRACT DIS | RE CE Elective | TEXAS WARRANTY ASSOCIATION | 3 |
| 04/21/06 | 14918 | REVISED AND REFINED IN 2006 (PROMULGATED CONTRACT UPDATE) | RE CE Elective | Kaplan Real Estate Education | 1 |
| 03/29/06 | 13837 | TREC LEGAL UPDATE MCE (L) | Legal Update I | Austin Board of Realtors | 3 |
| 03/29/06 | 13836 | TREC ETHICS MCE (E) | Legal Update II | Austin Board of Realtors | 3 |
| 03/23/06 | 13860 | SECRETS OF THE TOP 20% | RE CE Elective | Real Estate Education Services | 4 |
| 03/15/06 | 14808 | BUSINESS PLANNING FOR THE REAL ESTAET PROFESSIONAL | RE CE Elective | CLEAR PROCESS | 3 |
| 07/19/05 | 14355 | THE FIRST STEP TO A BLUEPRINT FOR SUCCESS | RE CE Elective | Kaplan Real Estate Education | 1 |
| 03/24/05 | 13561 | RISK CONTROL - CHOICE NOT CHANCE | Legal Update I | Real Estate Education Services | 3 |
| 10/20/04 | 13711 | THE POWER OF EXCHANGE | RE CE Elective | Asset Preservation, Inc. | 3 |
| 09/14/04 | 12939 | THE CODE OF ETHICS: YOUR PROMISE OF PROFESSIONALISM | Legal Update II | Austin Board of Realtors | 3 |
| 01/12/04 | 13203 | ABOR TEMPO: AN MLS DESIGNED FOR AUSTIN/CENTRAL TEXAS REALTORS | RE CE Elective | Austin Board of Realtors | 2 |
| 10/22/03 | 12510 | TEXAS PROMULGATED CONTRACT FORMS | Legal Update I | Austin Board of Realtors | 8 |
| 08/17/03 | 12461 | REAL ESTATE ADDENDA DISCLOSURES & NOTICES: MINIMIZE RISK | Legal Update I | Austin Board of Realtors | 8 |
| 01/22/03 | 12684 | EMERGING MARKETS: SEIZE THE OPPORTUNITIES | RE CE Elective | Texas REALTORS | 2 |
| 09/01/00 | 6100 | ALL RELATED (EXCEPT R.E.) | Qualifying RE Topics | SCHOOLS FROM WHICH RELATED CREDIT IS ACCEPTED | 630 |
| 07/26/00 | 1021 | RES INSPECTION RE AGENTS | Qualifying RE Topics | Austin Institute of Real Estate | 30 |
| 07/13/00 | 211 | REAL ESTATE APPRAISAL I | Qualifying RE Topics | TEXAS TECH UNIVERSITY | 30 |
| 02/28/99 | 1200 | LAW OF CONTRACTS | Qualifying RE Topics | Austin Institute of Real Estate | 30 |
| 10/31/93 | 611 | REAL ESTATE MATH I | Qualifying RE Topics | Austin Institute of Real Estate | 30 |
| 10/31/93 | 111 | PRINCIPLES OF REAL ESTATE I | Qualifying RE Topics | Austin Institute of Real Estate | 30 |
| 09/20/93 | 6100 | ALL RELATED (EXCEPT R.E.) | Qualifying RE Topics | SCHOOLS FROM WHICH RELATED CREDIT IS ACCEPTED | 90 |